Appraisal services for Cartersville and Bartow County homeowners

Check out the top 7 reasons why Georgia homeowners hire Integrity Appraisal Service LLC:

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
To challenge your property tax assessment in Georgia
To lower a monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a divorce in the state of Georgia, when real estate property needs to be divided
Determine the true market value of the property in question to settle an estate


	Do you own a home in or near Cartersville? Do you need help determining the price of your real estate? Contact Integrity Appraisal Service LLC.

At Integrity Appraisal Service LLC, we understand the particular needs of a customer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Integrity Appraisal Service LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value report than yours.

Challenging Bartow County's assessment of your property

Your local tax assessor may have your house overvalued if you live in a local area that's declining. That means you are probably paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Integrity Appraisal Service LLC is your perfect weapon.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. At Integrity Appraisal Service LLC, we're veterans in helping clients just like you get rid of unwanted and unneeded PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. Integrity Appraisal Service LLC can provide you with an expert appraisal to help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for efficiency? We can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your property.