Let Integrity Appraisal Service LLC take care of your appraisal

Thousands of people in Georgia purchase, sell or refinance their home every year. Most of these transactions consist of a simple line item for an appraisal. Nearly all lenders still want a local expert because the stakes are very high, even though there are an increasing number of automated home valuation systems that may seem more practical than an appraisal. But is securing a mortgage the only reason to get an appraisal? Are there other instances when the services of a certified, independent real estate professional might be helpful? You bet.

Order appraisals online from Integrity Appraisal Service LLC by simply clicking here.

Let Integrity Appraisal Service LLC help you appeal your tax assessment in Bartow County

It's likely you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are based upon a previous assessment of your home, so if prices have declined in your area, you can challenge your assessment and save money. When building your case, an appraisal from Integrity Appraisal Service LLC is your best evidence. At Integrity Appraisal Service LLC,we can assist you in appealing your tax assessment.

Let Integrity Appraisal Service LLC assist you in lowering your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance policy that most lenders ask home buyers to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the property. Oftentimes, this extra payment is lumped into the monthly mortgage payment and is quickly forgotten. This is unfortunate because PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to dismiss the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

Integrity Appraisal Service LLC can provide you with a statement regarding the value of your home, and the cost of the appraisal can generally be regained in a short amount of time because you'll no longer be paying the PMI.

An appraisal from Integrity Appraisal Service LLC will help you settle a divorce with less stress

A divorce can be a very daunting event for both parties, and it is often even more complicated by the hard decision of who maintains the house. It's a good idea to get an appraisal from Integrity Appraisal Service LLC so both parties are fully aware of the true market value of their home, regardless of the situation.

The parties will have a better idea of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Fair and accurate estate liquidation

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to take care of these affairs. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal.

Let Integrity Appraisal Service LLC assist you in relocating to or from Bartow County

Moving due to a job change can be a more than just an inconvenience. We know where you're coming from! That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, along with information about any new sales or listings in their neighborhood that they want considered during our thorough process.

Selling your home quickly at the right price

A professional appraisal can help you make a more informed decision regarding your asking price, whether you want to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. The price we charge isn't contingent upon the value we come up with, but rather they are calculated on our efforts to complete the appraisal.

We determine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses are on the market. So, obtaining a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.